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  1. These days of austerity and also relative anxiety about having debt, most people balk against the idea of using a credit card to make purchase of merchandise and also pay for a vacation, preferring, instead to rely on the actual tried and also trusted means of making repayment – raw cash. However, if you possess the cash available to make the purchase fully, then, paradoxically, that’s the best time to use the credit cards for several causes.

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